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1. ATM या POS मशीन पर एटीएम कार्ड का इस्तेमाल करते समय कीपैड को हाथों से छिपा लें। इससे कोई भी आपको पिन आसानी से नहीं देख पाएगा।
2. कभी भी अपना पिन या कार्ड डीटेल्स किसी के साथ शेयर न करें। यह जानकारी हमेशा अपने तक ही सीमित रखें।
3. अपने कार्ड पर कभी भी PIN लिखकर न रखें। अगर गलती से आपका कार्ड खो जाता है तो कोई भी इसका इस्तेमाल करके पैसे निकाल सकता है।
4. किसी भी ईमेल, मैसेज या कॉल पर अगर कार्ड डीटेल्स या पिन मांगा जाए, तो न दें। आजकल जालसाज नए-नए तरीकों का इस्तेमाल करके आपसे जानकारी मांगने की कोशिश करते हैं। ध्यान रखें बैंक कभी भी यह डीटेल्स आपसे नहीं पूछेगा।
5. अपने जन्मदिन की तारीख, फोन या अकाउंट नंबर को कभी भी PIN के लिए इस्तेमाल न करें। दरअसल इसके जरिए आपके पिन का अंदाजा लगाना काफी आसान हो जाएगा। पिन हमेशा ऐसा होना चाहिए जिसका अनुमान आपके करीबी लोग भी न लगा पाएं।
6. ट्रांजेक्शन की रसीद को या तो अपने पास रखें या फिर फाड़कर कूड़ेदान में डाल दें। इस रसीद में आपकी कई जानकारियां लिखी होती हैं।
7. एटीएम में ट्रांजेक्शन शुरू करने से पहले सुनिश्चित कर लें कि यहां सीसीटीवी कैमरे लगे हैं या नहीं।
8. एटीएम का इस्तेमाल करने से पहले इसके कीपैड और कार्ड स्लॉट को ध्यान से चेक करें। कई बार जालसाज इसपर एक डिवाइस चिपका देते हैं, जिसमें आपकी जानकारी स्टोर हो जाती है।
9. यह सुनिश्चित कर लें कि आपने ट्रांजेक्शन का मोबाइल अलर्ट शुरू कराया हुआ है। अगर कोई ऐसी परिस्थिति बनती भी है, जब आपके खाते से पैसे बिना आपकी जानकारी निकाले गए हों तो आपको इसकी जानकारी तुरंत मिल जाएगी।




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